I found myself at the register, groceries all bagged up when I noticed that the amount it all came to meant that the cheque I was writing would more than likely bounce. As I had always thought myself an reputable type of person I needed to find a way to make sure that this kind of problem would never crop up again.

I started to think about what could save me from the trouble of moving funds around at the bank and paying for my micky mouse checks. In that moment it hit me Credit Cards. That was an idea I had never had a credit card before and to be honest I was a little confused as to how they worked. I asked the cashier to tell me a little about the store credit card. She explained that as long as I know I’ll have the cash at the end of the month I can use the credit card to pay for things and then sort out the balances online at the end of each month.

“Wow” I thought and said, “That’s such a perfect service. But what happens if I fail to get paid regularly because my boss is a bit of a tool that way”. Well then you can take the charges that are associated with your card. on this card its 279% that means that if you have a $2 balance on your account at the end of the month you could owe a mere $548 at the end of the next year. So make sure that $2 balance is paid off so you don’t get in trouble and have to go to debtor’s jail .

All that aside I decided that I should not be afraid of Credit Cards, they could be the key to my financial problem there would be no need to worry about bouncing checks at the grocery store. No need to bear the humiliation of being bad at math or having bad hand writing. Two of my greatest fears.. I knew that Credit Cards Malaysia are the thing I needed to get my life on track. So I asked the teller to ring me up with the store credit card. I am so surprised that it only took a few minutes to sign up I would have thought there would be more of a rigmarole to do with sign up all they needed was my social security number.

I’ve been using my Store credit Cards for two years now and there won’t be a day that I’m not thinking about them. I’m so happy that there were no restriction place on me as to how much I could spend because not that I can have it, I want it and I’ll do anything to get it. My husband says they’ve created a monster, but I will just buy another beau.